Tips for Hail Storm Damage

Nov 26

This is when severe storms are most likely to strike. These storms can cause flooding, hail, thunder, lightning, and floods. You can learn how to deal with the aftermath if you are a homeowner that has been affected by one of these horrible summer storms.

Homeowners may not be aware that hail and wind storms can cause damage to their homes. Your home may be damaged by hundreds or thousands of ice balls. You might also find cracked windows or missing or scarred roof shingles.

1 Contact Information for the Insurance Company and Contractor Select Adjusters immediately after a storm

It can be frightening and even strange to see your house damaged by a storm. This is not the time to panic. It is important to contact both your contractor and insurance company immediately. Most hail damage and roof repair contractors in gilbert az work on a first-come basis. This is especially important when large areas are involved.

2) Know your facts:

The photograph was taken against a ruler, measuring tape, or a round object of equal size like a ping-pong table.

Track the exact arrival time, date, and duration of the storm.
Take photos of your home and surrounding areas.
Pay attention to signs of damage like dents in siding and damaged shingles.
Inspect the roof, siding, and windows for damage.
Inspect all equipment carefully for damage.

3) Storm and hail damage may not always be visible

For long periods, hail and storm damage can go unnoticed. The homeowner may discover a leak due to broken shingles months later.

4) Face to face:

You should meet with your contractor, adjuster, yourself, and other people to discuss your concerns. Face-to-face meetings are crucial for you and your contractor to discuss concerns with the adjuster.

5 Get multiple estimates and bargain with insurance companies:

You don't have the obligation to accept the first claim check if your insurance company doesn't cover the repair scope. They expect you to take the check immediately.

You can also engage an independent adjuster to help you negotiate details and file a damage report if the insurance company tries to lower your claim. If this fails, you can contact an attorney or the state insurance commissioner.

6) Avoid Storm Chaser Contractors:

Reputable local contractors are preferred. Storm chasers are often able to offer amazing deals, as they will come to your home to do multiple houses in a short time.

Storm Damage Can Be Used To Make Home Improvements

Modifications may not be covered by your insurance, but you might be eligible to use storm damage for improvements. If you need to replace your entire roof, a skylight or sky tunnel is an excellent idea. However, your insurance company may not cover modifications.